• Business Combined
  • Property
  • Business Interruption
  • Employers Liability
  • Public/Products Liability
  • Optional Covers
• Sector Specific
  • Aviation Risks
  • Contract Works
  • Engineering Inspection
  • Motor Trade
  • Product Recall
  • Professional Indemnity
  • Trustee Indemnity
• Directors & Officers
• Environmental Liability
• Personal Assets
• Marine
• Motor
• Personal Accident
• Travel

Optional Covers

The following feature as additional sections on a business combined policy and whilst the premium spend for these benefits is modest, for some businesses they are extremely important.

Goods in Transit

What is covered? Property damage to stock and equipment whilst in transit within the geographical limits of Great Britain.

When arranging cover for our clients, due consideration is given to:

• Sum insured per vehicle or per conveyance needs to be established to cope with the maximum possible value of the goods being transported
• Security requirements on the vehicle whilst unattended, particularly if goods are left in vehicles overnight. Specially developed wordings can cater for this eventuality

Money

What is covered? Loss of or damage to money whilst at the business premises, in transit, in bank night safes or at the residence of employees

When arranging cover for our clients, due consideration is given to:

• Maximum amount of money at each of the locations described above and security requirements imposed by the insurer, directly relating to the amount at risk
• Carrying warranties are common place dictating the amount of people required to carry specified amounts of money. These can start at as little as 2 people for £2,500 of cash 

Fidelity

What is covered? Loss of money of goods from employees

When arranging cover for our clients, due consideration is given to:

• Wordings are extremely strict regarding the checks and procedures required to be implemented when dealing with financial transactions. These must be addresses and complied with to enable claims to be made successfully

Castlemead Insurance Brokers have the knowledge, experience and market connections required to competitively place the required cover for your business.